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	<title>Cape Deb - your Guide to Paradise &#187; Short Sale</title>
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		<title>Coral Lakes with a Waterview&#8230;.$94,900</title>
		<link>http://capedeb.com/index.php/2010/08/coral-lakes-with-a-waterview-94900/</link>
		<comments>http://capedeb.com/index.php/2010/08/coral-lakes-with-a-waterview-94900/#comments</comments>
		<pubDate>Sat, 14 Aug 2010 15:40:04 +0000</pubDate>
		<dc:creator>CapeDeb</dc:creator>
				<category><![CDATA[Featured Homes]]></category>
		<category><![CDATA[What's New]]></category>
		<category><![CDATA[Cape Coral]]></category>
		<category><![CDATA[Coral Lakes]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[Lee County]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Southwest Florida]]></category>
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		<category><![CDATA[Waterview]]></category>

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		<description><![CDATA[

FABULOUS! Coral Lakes Community&#8230;.. Enjoy having the privacy of a single-family home, with the security of a GATED Community, and without all the lawn maintenance. BIG 3 bedroom/2 bath with [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-thumbnail wp-image-908" title="Front.3.8.10 039" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/Front.3.8.10-039-150x150.jpg" alt="" width="150" height="150" /><img class="alignnone size-thumbnail wp-image-910" title="Lanai View.3.8.10 007 paint" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/Lanai-View.3.8.10-007-paint-150x150.jpg" alt="" width="150" height="150" /><img class="alignnone size-thumbnail wp-image-911" title="Back.3.8.10 013 paint" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/Back.3.8.10-013-paint-150x150.jpg" alt="" width="150" height="150" /></p>
<p><img class="alignnone size-thumbnail wp-image-905" title="Den.3.8.10" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/Den.3.8.10-150x150.jpg" alt="" width="150" height="150" /><img class="alignnone size-thumbnail wp-image-906" title="Kitchen.3.8.10 026" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/Kitchen.3.8.10-026-150x150.jpg" alt="" width="150" height="150" /><img class="alignnone size-thumbnail wp-image-912" title="MBR.3.8.10 016" src="http://capedeb.com/wordpress/wp-content/uploads/2010/08/MBR.3.8.10-016-150x150.jpg" alt="" width="150" height="150" /></p>
<p>FABULOUS! Coral Lakes Community&#8230;.. Enjoy having the privacy of a single-family home, with the security of a GATED Community, and without all the lawn maintenance. BIG 3 bedroom/2 bath with VIEWS OF THE LAKE. Visiting the Clubhouse and community pool is like being on a Tropical Getaway&#8230;..Good access from Fort Myers airport (approx. 25 miles away).</p>
<p>for more info <a href="http://fgcmls.rapmls.com/scripts/mgrqispi.dll?APPNAME=Fortmyers&amp;PRGNAME=MLSLogin&amp;ARGUMENT=LPhVJp%2BHoZWxt04UX4Pwa2ND%2BbWfgGVfo%2BzlcrnLcjo%3D&amp;KeyRid=1" target="_blank">click here</a></p>
<p><!-- Below block has been moved on the top of MArketing Remarks --><!--</p>
<hr id="picHR" style="visibility: hidden" mce_style="visibility: hidden;"><FONT  id="pictureDesc"></FONT> &#8211;></p>
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		<title>January 2010 Newsletter&#8230;.Cape Coral FL Real Estate News from Cape Deb&#8230;&#8230;&#8230;</title>
		<link>http://capedeb.com/index.php/2010/01/january-2010-newsletter-cape-coral-fl-real-estate-news-from-cape-deb/</link>
		<comments>http://capedeb.com/index.php/2010/01/january-2010-newsletter-cape-coral-fl-real-estate-news-from-cape-deb/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 17:06:09 +0000</pubDate>
		<dc:creator>CapeDeb</dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Boating]]></category>
		<category><![CDATA[canal]]></category>
		<category><![CDATA[canal access]]></category>
		<category><![CDATA[Cape Coral]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Florida Real Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Lee County]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[NW Cape Coral]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sailboat direct access]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Southwest Florida]]></category>
		<category><![CDATA[sw cape coral]]></category>
		<category><![CDATA[sw florida]]></category>
		<category><![CDATA[SW Florida Real Estate]]></category>
		<category><![CDATA[vacant land]]></category>
		<category><![CDATA[Waterfront]]></category>

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		<description><![CDATA[ January 2010
                           
                                        
State and National News:

Feds set criteria for Defective Drywall diagnosis  Read more….
HUD and CPSC issue guide on identifying toxic drywall  Read more&#8230;
Federal Short Sale Guidelines could speed up transactions   Watch Video for more&#8230;
Banks [...]]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: right;"> January 2010</h2>
<pre style="text-align: right;"><img class="aligncenter size-full wp-image-343" title="Newsletter - use full" src="http://capedeb.com/wordpress/wp-content/uploads/2010/01/CapeDeb-photo.for-postcards.2.jpg" alt="" width="928" height="252" />                           </pre>
<p style="text-align: right;">                                        </p>
<h2>State and National News:</h2>
<ul>
<li>Feds set criteria for Defective Drywall diagnosis  <a href="http://www.news-press.com/article/20100129/NEWS01/1290400/1002/Feds-set-firs" target="_blank">Read more….</a></li>
<li>HUD and CPSC issue guide on identifying toxic drywall  <a href="http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=231327" target="_blank">Read more&#8230;</a></li>
<li>Federal Short Sale Guidelines could speed up transactions   <a href="http://link.brightcove.com/services/player/bcpid1785312249?bclid=1740033302&amp;bctid=62463754001" target="_blank">Watch Video for more&#8230;</a></li>
<li>Banks seek payback from walkaways   <a href="http://www.realtor.org/RMODaily.nsf/pages/News2010012802?OpenDocument" target="_blank">Read more&#8230;</a></li>
</ul>
<h2> Taxes and Insurance:</h2>
<ul>
<li>Energy efficiency can bring take savings   <a href="http://www.capecodonline.com/apps/pbcs.dll/article?AID=/20100124/BIZ/1240304" target="_blank">Read more&#8230;</a></li>
<li>Tax incentives   <a href="http://realtytimes.com/rtpages/20100121_green.htm" target="_blank">Read more&#8230;</a></li>
</ul>
<h2> Cape Coral and SW Florida News:</h2>
<ul>
<li>10 Most Undervalued Housing Markets   <a href="http://www.realtor.org/RMODaily.nsf/pages/News2010012701?OpenDocument" target="_blank">Read more&#8230;</a></li>
<li>Crime drops 15.7  percent in Cape Coral  <a href="http://www.news-press.com/article/20100127/CRIME/100127053/1003/ACC/Crime-dr" target="_blank">Read more&#8230;</a></li>
<li>Cape Coral crime rate down   <a href="http://www.news-press.com/article/20100128/CRIME/1280351/1003/ACC/Cape-Coral" target="_blank">Read more&#8230;</a></li>
</ul>
<h2> Real Estate Tips:</h2>
<ul>
<li>10 Inexpensive ways to WOW Buyers  <a href="http://www.realtor.org/RMODaily.nsf/pages/News2010012601?OpenDocument" target="_blank">Read more&#8230;</a></li>
<li>Housing Components don&#8217;t last forever   <a href="http://www.realtor.org/RMODaily.nsf/pages/News2010012503?OpenDocument" target="_blank">Read more&#8230;</a></li>
<li>The world&#8217;s 18 Strangest Homes   <a href="http://realestate.msn.com/slideshow.aspx?cp-documentid=23303422&amp;gt1=35000" target="_blank">Read more&#8230;</a></li>
<li>7 ways to improve your homes sell-ability   <a href="http://realestate.msn.com/article.aspx?cp-documentid=23214579&amp;gt1=35000" target="_blank">Read more&#8230;</a></li>
</ul>
<h2> Green News:</h2>
<ul>
<li>Manatee deaths a record   <a href="http://www.sptimes.com/2007/01/10/State/Manatee_deaths__a_rec.shtml" target="_blank">Read more&#8230; </a></li>
</ul>
<p><span style="color: #ff0000;">_____________________________________________________________________</span></p>
<p><span style="color: #ff0000;"> </span></p>
<h1 style="text-align: center;">Check out my new website at</h1>
<h1 style="text-align: center;"><a href="http://www.CapeDeb.com">www.CapeDeb.com</a></h1>
<p> </p>
<p><span style="color: #ff6600;">     ______________________________________________________________________</span></p>
<h2><img class="aligncenter size-thumbnail wp-image-455" title="j0438431" src="http://capedeb.com/wordpress/wp-content/uploads/2010/01/j04384311-150x150.jpg" alt="" width="150" height="150" /></h2>
<h2>8 Steps to Getting Your Finances in Order&#8230;&#8230;.<strong> </strong></h2>
<p><strong>Develop a family budget</strong>. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, such as car repairs, illnesses, etc., as well as predictable costs such as rent. </p>
<p><strong>Reduce your debt</strong>. Generally speaking, lenders look for a total debt load of no more than 36 percent of income. Since this figure includes your mortgage, which typically ranges between 25 percent and 28 percent of income, you need to get the rest of installment debt—car loans, student loans, revolving balances on credit cards—down to between 8 percent and 10 percent of your total income. </p>
<p><strong>Get a handle on expenses</strong>. You probably know how much you spend on rent and utilities, but little expenses add up. Try writing down <em>everything</em> you spend for one month. You’ll probably see some great ways to save. </p>
<p><strong>Increase your income</strong>. It may be necessary to take on a second, part-time job to get your income at a high-enough level to qualify for the home you want. </p>
<p><strong>Save for a downpayment</strong>. Although it’s possible to get a mortgage with only 5 percent down—or even less in some cases—you can usually get a better rate and a lower overall cost if you put down more. Shoot for saving a 20 percent downpayment. </p>
<p><strong>Create a house fund</strong>. Don’t just plan on saving whatever’s left toward a downpayment. Instead decide on a certain amount a month you want to save, then put it away as you pay your monthly bills.</p>
<p> <strong>Keep your job</strong>. While you don’t need to be in the same job forever to qualify, having a job for less than two years may mean you have to pay a higher interest rate. </p>
<p><strong>Establish a good credit history</strong>. Get a credit card and make payments by the due date. Do the same for all your other bills. Pay off the entire balance promptly.</p>
<h6 style="text-align: center;">Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®</h6>
<h6 style="text-align: center;">Copyright 2005. All rights reserved.                        www.REALTOR.org/realtormag           </h6>
<p style="text-align: center;"><span style="color: #ff6600;">______________________________________________________________________</span></p>
<p style="text-align: center;"><span style="color: #000000;">Deb Cullen, CRS, GRI, ABR, e-PRO, SRES, RSPS, SFR</span></p>
<p style="text-align: center;"><span style="color: #000000;">Century 21 Sunbelt, 725 Cape Coral Pkwy W, Cape Coral, FL 33914</span></p>
<p style="text-align: center;"><span style="color: #000000;"><a href="mailto:deb@CapeDeb.com">deb@CapeDeb.com</a></span></p>
<p style="text-align: center;"><span style="color: #000000;"><a href="http://www.CapeDeb.com">www.CapeDeb.com</a></span></p>
<p style="text-align: center;"><span style="color: #000000;">239.233.2322</span></p>
<h6 style="text-align: center;">To remove your name from our mailing list, please <a href="mailto:deb@CapeDeb.com?subject=Please%20remove%20my%20name...">click here</a></h6>
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		<item>
		<title>Affordable Florida Dream Home $59,900&#8230;.</title>
		<link>http://capedeb.com/index.php/2009/12/new-home-for-sale/</link>
		<comments>http://capedeb.com/index.php/2009/12/new-home-for-sale/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 19:46:17 +0000</pubDate>
		<dc:creator>CapeDeb</dc:creator>
				<category><![CDATA[Featured Homes]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Lee County]]></category>
		<category><![CDATA[Lehigh]]></category>
		<category><![CDATA[Lehigh Acres]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Southwest Florida]]></category>

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		<description><![CDATA[This is Florida Living at its BEST!!!&#8230;&#8230;&#8230;If you are looking for a spacious home in GOOD CONDITION&#8230;&#8230;Hurry this is the one for you! This beauty is located on a quiet [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://capedeb.com/wordpress/wp-content/uploads/2009/12/0-Front1.jpg"><img class="alignleft size-medium wp-image-164" title="851 Oakridge Ave S" src="http://capedeb.com/wordpress/wp-content/uploads/2009/12/0-Front1-300x225.jpg" alt="851 Oakridge Ave S" width="300" height="225" /></a>This is Florida Living at its BEST!!!&#8230;&#8230;&#8230;If you are looking for a spacious home in GOOD CONDITION&#8230;&#8230;Hurry this is the one for you! This beauty is located on a quiet street with beautiful homes nearby. Yet quick access to 82/Immokalee Rd makes this a commuter DREAM&#8230;&#8230;.. ROOMY bedrooms&#8230;.. Island Kitchen&#8230;.. Relaxing screened porch/lanai area&#8230;.. Nice tile work&#8230;.. Pool bath door&#8230;.. Hurry and make your appointment today&#8230;..THIS IS THE ONE YOU HAVE BEEN WAITING FOR&#8230;..</p>
<p><a href="http://fgcmls.rapmls.com/scripts/mgrqispi.dll?APPNAME=Fortmyers&amp;PRGNAME=MLSLogin&amp;ARGUMENT=UH85D3vKSiTSmgsaHbDMgrYiu8mAwcUQcxqnNHDVr2o%3D&amp;KeyRid=1" target="_blank">MLS#200947954</a> | <a title="http://www.mapquest.com/maps?city=Cape+Coral&amp;state=FL&amp;address=4301+NW+33rd+St" href="http://www.mapquest.com/maps?city=Lehigh+Acres&amp;state=FL&amp;address=851+Oakridge+Ave+S&amp;zipcode=33974-7573&amp;country=US&amp;latitude=26.54191&amp;longitude=-81.62362&amp;geocode=ADDRESS" target="_blank">See Map</a></p>
<p>Contact: Deb Cullen,Century 21 Sunbelt | 239.233.2322<br />
deb@CapeDeb.com</p>
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