Location! Location! Location! FABULOUS GULF ACCESS LOT!…….This GREAT home site is located in Unit 59… Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. That’s ACCESS!!! Boating access to the Gulf of Mexico, beaches, and surrounding islands such as Cayo Costa, Cabbage Key, Sanibel, Boca Grand… Not to mention…this area offers some of the best fishing to be found anywhere. You’ll love the fact that this lot is less than 2 miles away from an 18-hole Championship Golf Course. Canal width is an estimate.  This is a Short Sale subject to existing lender’s approval which could result in delays.

Click here for more info

CALL OR EMAIL FOR A ‘FREE’ CAPE CORAL MAP (no obligation!—I promise)….

For information on this or other SW Florida properties contact:

Debbie Cullen, CRS, GRI, ABR, e-PRO, SRES, RSPS, SFR

Serving SW Florida (Cape Coral…aka Paradise)

239.233.2322

deb@CapeDeb.com

www.CapeDeb.com

RARE and UNIQUE! This beautifully furnished GULF ACCESS Spanish Style condo has it all.., enjoy boating to the Gulf of Mexico or anywhere in the world and when you get home you can park your boat at your own deeded dock. Time to relax? Sit in your screened lanai and enjoy the GORGEOUS view of the pool and canal. Inside you will enjoy the beautiful decor and the light and bright spacious feel that high ceilings offer. Unit has 2 bedrooms with split floor plan, one bedroom/bath on each side..offers lots of privacy. Attractive tile throughout main living area. Only 5 units in the community makes a quaint and friendly atmosphere. New a/c compressor in 10/09. This unit has a seasonal rental history

Click Here for more info

GULF ACCESS lot located on the Fishingrod Canal! This fabulous home site offers an eastern exposure making morning sunrises a view to behold. Located in desirable Unit 59…a short boat ride to Matlacha Pass and the Gulf of Mexico. Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. Now that’s ACCESS!!! No waiting around for an answer on this one seller promises quick response to all offers.

Cape Coral is one of the magical jewels of SW Florida…hundreds of miles of waterfront canals….palm trees……blue skies and lots of SUNSHINE!  Located just a 35 minute ride from the Fort Myers International Airport, 15 mile drive to the sandy beaches of Sanibel, 35 miles to Naples….

For more info CLICK HERE

State and National News:

• Feds set criteria for Defective Drywall diagnosis  Read more….
• HUD and CPSC issue guide on identifying toxic drywall  Read more…
• Federal Short Sale Guidelines could speed up transactions   Watch Video for more…
• Banks seek payback from walkaways   Read more…

Taxes and Insurance:

• Energy efficiency can bring take savings   Read more…
• Tax incentives   Read more…

Cape Coral and SW Florida News:

• 10 Most Undervalued Housing Markets   Read more…
• Crime drops 15.7  percent in Cape Coral  Read more…
• Cape Coral crime rate down   Read more…

Real Estate Tips:

• 10 Inexpensive ways to WOW Buyers  Read more…
• Housing Components don’t last forever   Read more…
• The world’s 18 Strangest Homes   Read more…
• 7 ways to improve your homes sell-ability   Read more…

Green News:

• Manatee deaths a record   Read more…

_____________________________________________________________________

Check out my new website at

www.CapeDeb.com

______________________________________________________________________

8 Steps to Getting Your Finances in Order…….

Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, such as car repairs, illnesses, etc., as well as predictable costs such as rent.

Reduce your debt. Generally speaking, lenders look for a total debt load of no more than 36 percent of income. Since this figure includes your mortgage, which typically ranges between 25 percent and 28 percent of income, you need to get the rest of installment debt—car loans, student loans, revolving balances on credit cards—down to between 8 percent and 10 percent of your total income.

Get a handle on expenses. You probably know how much you spend on rent and utilities, but little expenses add up. Try writing down everything you spend for one month. You’ll probably see some great ways to save.

Increase your income. It may be necessary to take on a second, part-time job to get your income at a high-enough level to qualify for the home you want.

Save for a downpayment. Although it’s possible to get a mortgage with only 5 percent down—or even less in some cases—you can usually get a better rate and a lower overall cost if you put down more. Shoot for saving a 20 percent downpayment.

Create a house fund. Don’t just plan on saving whatever’s left toward a downpayment. Instead decide on a certain amount a month you want to save, then put it away as you pay your monthly bills.

Keep your job. While you don’t need to be in the same job forever to qualify, having a job for less than two years may mean you have to pay a higher interest rate.

Establish a good credit history. Get a credit card and make payments by the due date. Do the same for all your other bills. Pay off the entire balance promptly.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®

Copyright 2005. All rights reserved.                        www.REALTOR.org/realtormag

______________________________________________________________________

Deb Cullen, CRS, GRI, ABR, e-PRO, SRES, RSPS, SFR

deb@CapeDeb.com

www.CapeDeb.com

239.233.2322

To remove your name from our mailing list, please click here

Location! Location! Location! FABULOUS NW GULF ACCESS LOT!…….This GREAT home site is located in Unit 60…only one bridge out to open water. Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. That’s ACCESS!!!

More info on MLS#200954466 | See Map

Contact: Deb Cullen,Century 21 Sunbelt | 239.233.2322
deb@CapeDeb.com

Located on a cul-de-sac in desirable Unit 81…there are NO BRIDGES to restrict you from Matlacha Pass and the Gulf of Mexico. Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. Now that’s ACCESS!!!

No waiting around for an answer on this one–seller promises quick responce to all offers.

More info on MLS#200954800 | See Map

Contact: Deb Cullen,Century 21 Sunbelt | 239.233.2322
deb@CapeDeb.com