Location! Location! Location! DIRECT SAILBOAT ACCESS and just minutes to Sanibel and surrounding islands….From the first moment I walked into this unique GULF ACCESS home I knew it was something special and so will you!! The WATER VIEWS are breathtaking and the layout is perfect with lots of open space and plenty of room (almost 2000 sq feet of living area). This home shines with pride at being well maintained and clean as a whistle! If you like to entertainthis is the one! The split floor plan offers 2 master bedrooms both with FRENCH DOORS leading right out to the pool area and both with full baths. Imagine sitting on the lanai relaxing the day away, taking a dip in the pool or boating from your backyard to any place in the world. This is true Tropical Paradise Living!!! Come take a tour todayyou won’t want to leave.

More info on MLS#200952468 | See Map

Contact: Deborah ‘Deb’ Cullen | 239.233.2322
deb@CapeDeb.com

RARE and UNIQUE! This beautifully furnished GULF ACCESS Spanish Style condo has it all.., enjoy boating to the Gulf of Mexico or anywhere in the world and when you get home you can park your boat at your own deeded dock. Time to relax? Sit in your screened lanai and enjoy the GORGEOUS view of the pool and canal. Inside you will enjoy the beautiful decor and the light and bright spacious feel that high ceilings offer. Unit has 2 bedrooms with split floor plan, one bedroom/bath on each side..offers lots of privacy. Attractive tile throughout main living area. Only 5 units in the community makes a quaint and friendly atmosphere. New a/c compressor in 10/09. This unit has a seasonal rental history

Click Here for more info

State and National News:

• Mortgage rates drop to another low, 4.58%   Read more….
• Big changes to condo laws take effect    Read more…

Taxes and Insurance:

• Tax credit extension passes   Read more…

Cape Coral and SW Florida News:

• 1st Quator 2010 Local Market Report   Read more…
• New model: SWFL has less than one percent chance of getting oil   Read more…
• City issues more single-family home permits   Read more…
• Lee County Community Gardens   Read more…
• 2010 Summer Cape Coral Parks and Recreations Guide   Read more…

Real Estate Tips:

• Beach style for your home   Read more…
• Organize your Garage   Read more…
• 4 cheap cleaners that work   Read more…
• Before and After Basements   Read more…
• What to look for in an outdoor kitchen   Read more…

Green News:

• Frequently asked questions in Cape Coral  Read more…

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Check out my new website at

www.CapeDeb.com

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This month’s feature…..

Rose Garden Villa Condo….

(click picture for more info)

-High ceilings, Bright Corner Unit

-one of Cape Coral’s best kept secrets

{CapeDeb’s Listings here}

{Search all properties here }

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10 Tips for Saving Energy in the Kitchen…..

Article From HouseLogic.com

By: Douglas Trattner

Published: August 28, 2009

Spending less money on utility bills doesn’t mean you need to rush out and purchase a whole new suite of Energy Star appliances. With occasional light maintenance and good habits, you can greatly improve the energy efficiency of your large kitchen appliances—up to about $120 annually—without sacrificing convenience.

Refrigerator/freezer

Energy-efficiency experts tell us to focus our efforts on the biggest energy hogs in the house, and that definitely includes the fridge. Because it cycles on and off all day, every day, the refrigerator consumes more electricity than nearly every appliance in the home save for the HVAC systems. The average refrigerator costs about $90 per year to operate, according to the U.S. Department of Energy. The good news is that a few simple adjustments can trim roughly $38 to $45 off those utility bills.

1. Adjust the thermostat. By setting the thermostat colder than it needs to be, you might increase your fridge’s energy consumption by as much as 25% on average. Adjust the refrigerator so that it stays in the 37-40 degrees F range. For the freezer, shoot for between 0-5 degrees F. You could save up to $22 per year. If your model doesn’t display the current temps, invest in two appliance thermometers (one for the fridge, one for the freezer). They cost roughly $3-$20 apiece at online retailers.

2. Clean the coils. As dust accumulates on the condenser coils on the rear or bottom of the fridge, it restricts cool-air flow and forces the unit to work harder and longer than necessary. Every six months, vacuum away the dust that accumulates on the mechanism. Also, check to see that there is at least a 3-inch clearance at the rear of the fridge for proper ventilation. This routine maintenance can trim up to 5% off the unit’s operating cost, says energy savings expert Michael Bluejay, saving you about $4.50 a year.

3. Use an ice tray. Automatic ice makers are a nice convenience, to be sure, but it turns out the mechanisms are energy hogs. An automatic ice maker can increase a refrigerator’s energy consumption by 14% to 20%, according to Energy Star. By switching off the ice maker and using trays, you can save about $12 to $18 off your annual electricity bill. Most units require little more than a lift of the sensor arm to switch them off. To reclaim the space remove the entire unit, a simple DIY job on many models.

4. Unplug the “beer fridge.” Many homes have an extra fridge that runs year round even though it’s used sparingly. Worse, these fridges tend to be older, more inefficient models. By consolidating the contents to the main fridge and unplugging the additional unit, you eliminate the entire operating cost of a fridge. The second-best solution is to make sure the extra fridge remains three-quarters full at all times. The mass helps maintain steady internal temps and lets the fridge recover more quickly after the door is opened and closed, according to the California Energy Commission.

Ovens and ranges

“Green” cooking all comes down to proper time and space management. By using gas and electric stoves more effectively, you can painlessly save a few dollars a year.

5. Cut the power early. As anybody who’s ever bumped a burner on an electric stove can attest, those heating elements stay hot long after they’ve been switched off. Put that residual heat to work by shutting off the burner several minutes before the end of the cook time. The same technique can be applied to the oven. The savings can add up to a couple bucks every month.

6. Match the burner to pan. When a small pan is placed on a big burner you can practically see the money disappearing into thin air. By matching the burner to the pan, electricity won’t be squandered heating the kitchen rather than the food. The reverse is true, too. A small burner will take considerably longer to heat a large pan than would an appropriately sized burner. For gas stoves, don’t let the flames lick the sides of the pot. Follow these tips and watch the utility bills shrink by a few dollars a month.

7. Do away with preheating. You can save about $2 a month by not preheating your oven (20 cents per hour to operate electric oven; eliminate 20 30-minute preheats a month). Many cooks agree that the practice is wholly unnecessary for all but a few recipes, namely baking breads and cakes. This approach may add a few minutes to the overall cooking time, but it eliminates all that wait time on the front end.

Dishwasher

As with washing machines, most of a dishwasher’s energy needs go to heating the water. Still, says Lane Burt, an energy policy analyst with The Natural Resources Defense Council, a 10-year-old dishwasher can be made nearly as efficient as a newer model simply by knowing when and how to run it. Follow a few simple tips, and you can reduce your annual utility costs by roughly $35-$54.

8. Manage the load. Most dishwashers use the same amount of water and energy whether they’re run full or half-full. You can cut your operating costs by one-third or one-half by running the machine only when it’s full. It costs about $54 to run a pre-2000 model dishwasher per year, based on government data. Proper load management can save up to $27 each year.

9. Activate energy-saving features. A dishwasher’s heated dry cycle can add 15% to 50% to the appliance’s operating cost. Most machines allow the feature to be switched off (or not turned on), which can save $8-$27 per year, assuming an operating cost of $54 annually. If your dishwasher doesn’t have that flexibility, simply turn the appliance off after the final rinse and open the door.

10.  Use the machine. Many homeowners believe they can save water and energy by hand washing dishes. The truth is that a dishwasher requires less than one-third the water it would take to do those same dishes in the sink. By running the machine (when full), you can cut down the operating time of the hot water heater, your home’s largest energy hog. Not only will you save a buck per month, you won’t have to do the dishes.

Douglas Trattner has covered household appliances and home improvement for HGTV.com, DIYNetworks, and the Cleveland Plain Dealer. During the 10-year stewardship of his 1925 Colonial, he’s upgraded almost every household appliance. After lengthy deliberation, he recently replaced an aging top-load washing machine with an energy-efficient front-load unit

Visit houselogic.com for more articles like this. Reprinted from HouseLogic with permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2010.  All rights reserved.

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Deb Cullen, CRS, GRI, ABR, e-PRO, SRES, RSPS, SFR

deb@CapeDeb.com

www.CapeDeb.com

239.233.2322

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GULF ACCESS lot located on the Fishingrod Canal! This fabulous home site offers an eastern exposure making morning sunrises a view to behold. Located in desirable Unit 59…a short boat ride to Matlacha Pass and the Gulf of Mexico. Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. Now that’s ACCESS!!! No waiting around for an answer on this one seller promises quick response to all offers.

Cape Coral is one of the magical jewels of SW Florida…hundreds of miles of waterfront canals….palm trees……blue skies and lots of SUNSHINE!  Located just a 35 minute ride from the Fort Myers International Airport, 15 mile drive to the sandy beaches of Sanibel, 35 miles to Naples….

For more info CLICK HERE

State and National News:

• Feds set criteria for Defective Drywall diagnosis  Read more….
• HUD and CPSC issue guide on identifying toxic drywall  Read more…
• Federal Short Sale Guidelines could speed up transactions   Watch Video for more…
• Banks seek payback from walkaways   Read more…

Taxes and Insurance:

• Energy efficiency can bring take savings   Read more…
• Tax incentives   Read more…

Cape Coral and SW Florida News:

• 10 Most Undervalued Housing Markets   Read more…
• Crime drops 15.7  percent in Cape Coral  Read more…
• Cape Coral crime rate down   Read more…

Real Estate Tips:

• 10 Inexpensive ways to WOW Buyers  Read more…
• Housing Components don’t last forever   Read more…
• The world’s 18 Strangest Homes   Read more…
• 7 ways to improve your homes sell-ability   Read more…

Green News:

• Manatee deaths a record   Read more…

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Check out my new website at

www.CapeDeb.com

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8 Steps to Getting Your Finances in Order…….

Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, such as car repairs, illnesses, etc., as well as predictable costs such as rent.

Reduce your debt. Generally speaking, lenders look for a total debt load of no more than 36 percent of income. Since this figure includes your mortgage, which typically ranges between 25 percent and 28 percent of income, you need to get the rest of installment debt—car loans, student loans, revolving balances on credit cards—down to between 8 percent and 10 percent of your total income.

Get a handle on expenses. You probably know how much you spend on rent and utilities, but little expenses add up. Try writing down everything you spend for one month. You’ll probably see some great ways to save.

Increase your income. It may be necessary to take on a second, part-time job to get your income at a high-enough level to qualify for the home you want.

Save for a downpayment. Although it’s possible to get a mortgage with only 5 percent down—or even less in some cases—you can usually get a better rate and a lower overall cost if you put down more. Shoot for saving a 20 percent downpayment.

Create a house fund. Don’t just plan on saving whatever’s left toward a downpayment. Instead decide on a certain amount a month you want to save, then put it away as you pay your monthly bills.

Keep your job. While you don’t need to be in the same job forever to qualify, having a job for less than two years may mean you have to pay a higher interest rate.

Establish a good credit history. Get a credit card and make payments by the due date. Do the same for all your other bills. Pay off the entire balance promptly.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®

Copyright 2005. All rights reserved.                        www.REALTOR.org/realtormag

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Deb Cullen, CRS, GRI, ABR, e-PRO, SRES, RSPS, SFR

deb@CapeDeb.com

www.CapeDeb.com

239.233.2322

To remove your name from our mailing list, please click here

Spacious, well maintained, GULF ACCESS DUPLEX. Each unit with their own GARAGE. Would more could you ask for than tenants helping you pay for your investment? Or maybe a FAMILY VACATION COMPOUND. 3 bedrooms/2 full baths each side. Close to shopping, schools, etc. Current tenants pay well. This property has only had one owner since built. New roof in 2004. New never-used refrigerator. Why not rent out one half and live or vacation in the other? A Florida dream property..Imagine sitting and relaxing on your private waterfront lanai or take a few steps outside and pick bananas from your own fruit tree. This property is located in Unit 9…a quick ride up the Rubicon Canal under one bridge and you’re out to open water. Imagine walking out your back door…..getting in your boat and heading out to any where in the world. That’s ACCESS!!!

More info on MLS#200960305| See Map

Contact: Deb Cullen,Century 21 Sunbelt | 239.233.2322
deb@CapeDeb.com

Located on a cul-de-sac in desirable Unit 81…there are NO BRIDGES to restrict you from Matlacha Pass and the Gulf of Mexico. Imagine building your dream home….walking out your back door…..getting in your boat and heading out to any where in the world. Now that’s ACCESS!!!

No waiting around for an answer on this one–seller promises quick responce to all offers.

More info on MLS#200954800 | See Map

Contact: Deb Cullen,Century 21 Sunbelt | 239.233.2322
deb@CapeDeb.com